There’s still hope that a newwith a could be authorized by Congress before the .
On Thursday, House Speaker Nancy Pelosi and Treasury Secretary Steven Mnuchin agreed to restart talks, and House Democrats are drafting a more focused bill reportedly worth $2.4 trillion for a potential vote on Oct. 2.
“I am hoping for a deal. I’d rather have a deal to put money in people’s pockets than to have a rhetorical argument,” Pelosi said Sunday on CNN’s State of the Union. “We have a chance to get something done.”
Asto pass relief legislation with a second direct stimulus payment, here’s what we know about who might qualify, including who didn’t get the — some . Try using to estimate how much you could get, and stay informed on the . This story was recently updated.
How to find out if you might be eligible for another stimulus check
It’s likely that if a second stimulus check emerges, it’ll be based largely on the first. It may follow many of the guidelines from the CARES Act that governed the first check, but draw some changes from the Heroes Act and HEALS Act proposals, neither of which is law. The most important decider in setting income limits is , which determines how much of the $1,200 for individuals and $2,400 for married couples you could receive if you meet the other requirements.
Who could qualify for a second stimulus check
|Qualifying group||Likely to be covered by the final bill|
|Individuals||An AGI of less than $99,000 (Same as CARES)|
|Head of household||An AGI of less than $146,500 (Same as CARES)|
|Couple filing jointly||An AGI less than $198,000 (Same as CARES)|
|Dependents of any age||No limit (HEALS proposal; up to 3 in Heroes)|
|US citizens living abroad||Yes, same as CARES|
|Citizens of US territories||Likely, with payments handled by each territory’s tax authority (CARES)|
|SSDI and tax nonfilers||Likely, but with an extra step to file (more below)|
|Disqualified group||Unlikely to be covered by the final bill|
|Noncitizens who pay taxes||Proposed in Heroes Act, unlikely to pass in Senate|
|Incarcerated people||Excluded under CARES Act|
|People who owe child support||Included in Heroes proposal, but excluded under CARES|
Additional dependents could count toward the family total
Not enough dependents wereunder the CARES Act, Republicans and Democrats both agree. were allotted $500 as part of the family check, but new proposals from both sides of the aisle want to expand the definition of a dependent to include people regardless of age — that means college students and adult dependents.
The Democratic proposal was to extend $1,200 each, for up to three dependents, so a family of five people could receive a maximum of $6,000. The Republican HEALS Act would provide $500 for each dependent you claim on your taxes no matter how old, with no specified cap on the number of dependents.
Nonfilers may need to take an extra step
People who weren’t required to file a federal income tax return in either 2018 or 2019 may not have been required to file:under the CARES Act. If that guideline doesn’t change for a second stimulus check, this group would qualify again. Here are reasons you might
- You’re over 24, not claimed as a dependent and your income is less than $12,200
- You’re married filing jointly and together your income is less than $24,400
- You have no income
- You receive federal benefits, such as Social Security or Social Security Disability Insurance (SSDI). See below for more on SSDI.
With the first stimulus check, nonfilers needed to provide the IRS with some information before they could receive their checks. who may fall in this category but have not requested their payment to notify them they may be due a payment.
Could SSDI recipients get a new stimulus check?
Those who are part of the Direct Express card, which the government usually uses to distribute federal benefits, but through a non-Direct Express bank account or through a paper check. SSDI recipients also need to use the IRS’ Non-Filers tool to request a payment for themselves and dependents.under the CARES Act. Recipients would not receive their payments through their
These groups were passed over in the first stimulus round
For the payments authorized under the CARES Act, which became law in March, these groups were excluded:
- Single taxpayers with an over $99,000.
- Heads of households with an AGI over $136,500.
- Married couples with an AGI over $198,000.
- Children over 16 and college students under age 24.
- Nonresident aliens, as defined by the US government.
- People who are incarcerated.
- People who died since the previous tax filing. (Their families may not collect on their behalf and are expected to return the payment.)
For more, here’s what we know about the. We also have information on , , and .