Afor up to is now on its way to tens of millions of people (find out , and ). Once again, scammers are using news of the as a lure to try to steal your money and personal information.
The Better Business Bureau has already received reports from people contacted through text message, email and phone calls about the . Urgent emails, text messages or phone calls that instruct you to click a link to confirm your payment or enter more information are fake, and you should never click the link or enter your bank or personal information.
Here are the most common and notorious scams that target your IRS website’s official guidance on avoiding economic impact payment schemes.— and what to do if you think you’ve been swindled. We’ve drawn from the
The IRS will never text you
If “the IRS” or “Internal Revenue Service” unexpectedly sends you an urgent text message — and any text, for that matter — do not respond.
“Remember: #IRS does NOT send unsolicited texts. Watch out for a scam that asks for bank account info in order to send you an Economic Impact Payment,” the agency tweeted Jan. 5.
Prior to the $600 stimulus check being approved, individuals reported getting text messages encouraging them to click on a link and accept the stimulus check payment. If you’ve gotten a text message like this, it’s a scam. The text messages may say that you’ve “received a direct deposit of $1,200 from COVID-19 (Treasury) Fund” and will include a phony link to “accept the payment.” The same would apply for a $600 stimulus check, or any amount.
Scammers may promise faster stimulus check delivery
If you’re asked to verify or provide financial information by phone, email or text to speed up the delivery of your payment, that’s also a scam. The IRS won’t call or email you to verify your information, according to IRS Commissioner Chuck Rettig. Only use this IRS web page to submit information to the IRS.
The IRS doesn’t call it a ‘stimulus check’
If the person you’re talking to via text or email uses language other than “economic impact payment,” be wary/ The IRS calls the”economic impact payment” by its official name, where scammers are more likely say “stimulus check” or “stimulus payment” instead.
Even if the term “economic impact payment” comes up in any communication purporting to be from the IRS, don’t take your word for it, especially if any of these other tips raise red flags. Always go to the official IRS web page to find out information about your check. Here’s .
In most cases, you do not need to do anything to get a stimulus payment
If you’re a retiree whoand someone offers to submit information for you or claims you must verify information before getting your check, something is wrong. The IRS says no action is needed on the part of retirees to receive a stimulus check if they don’t normally file a tax return. Here’s more to know about .
What if there’s a bogus ‘stimulus’ check in the mail?
One scam may send an odd amount — specifically including cents — and ask you to call a number or verify information online in order to cash it. The IRS says this is a scam. The US Treasury, working with the IRS, will either issue your stimulus check throughor or if that’s not possible. As was the case with the first check, most people won’t need to fill out an application or contact the IRS to get your second check. If you do, it will be through the .
Nobody can get you your payment faster
Anyone who asks to work on your behalf promising that they can get you money faster — in person or online — is a scammer. In addition, the IRS says you also shouldn’t be asked to sign your check over to anyone else. Know your.
The IRS will not email you, so never click an attachment
Email attachments that promise special information about payments or refunds are not legitimate. Again, the IRS will not contact you by email or text message and links within these messages could be dangerous malware or phishing scams.
You will never have to pay to receive your stimulus check
Some scams try to convince you you must pay to get your check. The IRS won’t ask you to deposit your check and then send them money. If paying through, the IRS says that economic impact payments will be deposited directly into the same banking account reflected on the that you filed for 2019. If the IRS does not have a taxpayer’s direct deposit information, a to the .
Think you’ve been scammed? Here’s what you should do
If you think your personal information might’ve been compromised, the IRS suggests you go to IdentityTheft.gov. The site lets you report identity theft to the IRS and FTC simultaneously and develop a recovery plan.
To keep track of your Get My Payment page (we’ve got instructions on ). You can also . Here’s ., you can check out the IRS’