Another stimulus check still on the table: What’s the timeline now that Biden is president-elect?

The IRS sent the first stimulus check to different groups first.


Angela Lang/CNET

Joe Biden is expected to be inaugurated as the 46th president on Jan. 20, after winning enough electoral votes Saturday morning to become president-elect. How that could change the timeline to approve and distribute a second stimulus check of up to $1,200 per eligible adult is still unknown. 

The first step is for the Democrats and Republicans to strike up negotiations again once they both return from recess. The Senate returns from recess on Monday, with the House of Representatives to follow on Nov. 16. Talks to reach a final deal could begin at any time next week.

Read moreInside President-elect Joe Biden’s stimulus plan

Once authorized, the IRS sends out stimulus payments over a few months. The way that your spending (or savings) cash comes to you — direct deposit, paper check or via an EIP card — may play a role in how long you have to wait for it. If it operates like the first stimulus check, some people will wait weeks or even months and not every adult will be eligible.

Below, we explain how the IRS creates

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