How and when to report your missing or lost stimulus check to the IRS

When’s the right time to report a missing stimulus check to the IRS? We’ll tell you.


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If you don’t have your stimulus payment yet, you’re probably more than ready to pick up the phone and ask the IRS what’s going on. If that’s where you are, we’ve listed two IRS phone numbers below to help you reach an agent.

Before you call, however, we suggest you run through our checklist below to confirm that your money is actually lost or misplaced. The last thing you want to do is waste your time on hold or have an IRS agent tell you what you could’ve found out quicker on your own.

You want to rule out legitimate reasons why your check could be delayed and gather the right information that’ll help you get useful answers when you do connect with an IRS representative. 

Read on for suggestions on what to do if your payment never arrives. Then brush up on both the current second stimulus check situation and how much money an extra stimulus check might bring. This story updates frequently.

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